Add a debt in seconds
The amount comes first, and the keypad does the math. Type 12+8×2 and Dibs works it out.
New in 1.8: recurring debts & widgets
Who owes who,
sorted.
Every IOU between you and your friends in one place. Log it in seconds, split the bill, get reminded to ask. No account, free on iOS and Android.
The Dibs home screen with balances per friend, beside a person's page with their open debts and the add debt screen with its calculator keypad.
Features
Everything an IOU needs.
Split the whole table
Split evenly or set custom amounts, pick who paid. Dibs writes every debt.
Recurring debts
Rent, a shared subscription, the weekly lunch. Set it once and Dibs adds one every period.
18 currencies
Lend in euros, track in dollars. Each debt keeps the exchange rate from the day you added it.
Reminders that write themselves
A ready-made message in your friend's language. Friendly is free; Casual, Polite, Firm and Funny are Premium.
See who pays you back
Overview is free. People and Trends show who pays back, how fast, and how your lending changes.
Widgets for your balance
Balance, People and Quick add on your Home Screen, and on iPhone your Lock Screen too. Amounts hide when App Lock is on.
Local-first
Private by design.
No account, no ads, no analytics. Your debts live on your phone and nowhere else. The only thing Dibs downloads is daily exchange rates for multi-currency debts. With Premium, back them up to a file and restore them on a new phone.
0
accounts to create
0
servers with your data
100%
on your device
Free vs Premium
Free to use. Pay once if you want more.
Dibs is free, with no ads and no time limit. Premium is a single one-time purchase through the App Store or Google Play. No subscription.
Free
Forever- Active debts with up to 5 people
- Group split, evenly or custom amounts
- Calculator keypad for amounts
- Reminders with a Friendly message in 23 languages
- Siri and Shortcuts on iPhone
- Overview insights and Year in Review
Premium
One-time purchaseEverything in Free, plus:
- Unlimited people
- Recurring debts
- 18 currencies, rate kept per debt
- People and Trends insights
- Custom reminders and every reminder style
- Widgets for Home Screen and iPhone Lock Screen
- Face ID app lock
- Accent colors and themes
- CSV export, full backup and restore
On the roadmap
And there's more coming.
Coming soon
Receipt scanning
Snap a receipt, Dibs reads it, splits it, creates the debts.
Coming soon
Alternate app icons
Pick a Home Screen icon that matches your theme.
Don't ghost
your debts.
Free on iOS and Android. Premium is one payment, never a subscription.
