Dibs vs Kittysplit
A more personal Kittysplit alternative for IOUs
Kittysplit is a free browser-first way to split group expenses with links. Dibs is a private iPhone app for tracking what you owe and what others owe you.
The short version
Use Dibs when the debt is personal, quick, and local.
Use Dibs when debts are personal and ongoing. Use Kittysplit when a group needs a free shared browser page for one event.
Choose Dibs if...
- You mostly track debts between two people.
- You want debt notes and balances stored locally.
- You need quick repeat logging, not a full shared-expense system.
- You want reminders for settling up without a social finance workflow.
Choose Kittysplit if...
- You want free browser-first group expense splitting.
- You want no registration or password for a shared group bill.
- You want to share one link so friends can enter expenses.
- You need a simple way to calculate who owes what after an event.
Feature-by-feature
Dibs stays narrow on purpose.
Dibs One-to-one IOUs, casual loans, dinners, rides, tickets, and quick personal debt tracking.
Kittysplit Free group bill splitting for trips, events, house sharing, and shared costs.
Dibs No account required. Open the app and start logging debts.
Kittysplit Browser-first workflow with no registration required for a shared kitty.
Dibs Local-first. Your debts, notes, people, and reminders stay on your iPhone.
Kittysplit Shared links let multiple people access and edit the same group expense page.
Dibs Fast entry with amount, person, optional note, and reminder.
Kittysplit Create a kitty, add expenses one by one, then send the link to others.
Dibs Running totals and per-person balances answer who owes who without extra structure.
Kittysplit Shows how much each person owes and to whom so the group can settle up.
Built for the repeat moment
Add it now. Settle it later. Know the balance anytime.
Dibs keeps each debt close to the thing you actually need later: the person, amount, note, date, settlement status, and reminder. No group setup is needed for a simple IOU.
Common questions
Before you choose between Dibs and Kittysplit
Is Dibs a Kittysplit replacement?
Dibs can replace Kittysplit when your main workflow is one-to-one debt tracking. Kittysplit is the better fit when you need free link-based group bill splitting.
Does Dibs require an account?
No. Dibs is local-first and does not require account creation or cloud sync to log personal IOUs.
Can Dibs split group expenses?
Group debts are on the Dibs roadmap. Today, Dibs is focused on fast personal IOUs and one-to-one balances.
If you mostly track personal IOUs, try Dibs.
Add debts in seconds, keep everything local on your phone, and stop relying on memory or awkward follow-up texts to settle up.
Download on the App Store