Dibs vs Tricount

A simpler Tricount alternative for personal IOUs

Tricount helps groups track shared costs for trips, couples, and roommates. Dibs keeps one-to-one debts private, quick, and easy to remember on your iPhone.

Dibs dashboard showing what you owe and what others owe you Dibs person view showing a one-to-one balance

The short version

Use Dibs when the debt is personal, quick, and local.

Use Dibs for private one-to-one IOUs. Use Tricount when everyone in a group should add and review shared expenses.

Choose Dibs if...

  • You mostly track debts between two people.
  • You want debt notes and balances stored locally.
  • You need quick repeat logging, not a full shared-expense system.
  • You want reminders for settling up without a social finance workflow.

Choose Tricount if...

  • You are splitting costs across a trip, couple, or roommate group.
  • You want invite links for shared expense collaboration.
  • You want multiple people to add expenses themselves.
  • You need group settlement suggestions after many shared costs.

Feature-by-feature

Dibs stays narrow on purpose.

Category Dibs Tricount
Best fit

Dibs One-to-one IOUs, casual loans, dinners, rides, tickets, and quick personal debt tracking.

Tricount Group trips, couples, roommates, restaurant bills, and collaborative shared expenses.

Setup

Dibs No account required. Open the app and start logging debts.

Tricount Invite friends into a shared tricount so everyone can add and view expenses.

Privacy model

Dibs Local-first. Your debts, notes, people, and reminders stay on your iPhone.

Tricount Shared group records are designed for collaboration and sync between participants.

Logging flow

Dibs Fast entry with amount, person, optional note, and reminder.

Tricount Expense entry starts with who paid, who participated, and how the group should split it.

Clarity

Dibs Running totals and per-person balances answer who owes who without extra structure.

Tricount Group totals show who paid what and suggest how participants can settle up.

Built for the repeat moment

Add it now. Settle it later. Know the balance anytime.

Dibs keeps each debt close to the thing you actually need later: the person, amount, note, date, settlement status, and reminder. No group setup is needed for a simple IOU.

Dibs add debt screen Dibs debt details screen

Common questions

Before you choose between Dibs and Tricount

Is Dibs a Tricount replacement?

Dibs can replace Tricount when your main workflow is one-to-one debt tracking. Tricount is the better fit when you need collaborative group expense splitting.

Does Dibs require an account?

No. Dibs is local-first and does not require account creation or cloud sync to log personal IOUs.

Can Dibs split group expenses?

Group debts are on the Dibs roadmap. Today, Dibs is focused on fast personal IOUs and one-to-one balances.

If you mostly track personal IOUs, try Dibs.

Add debts in seconds, keep everything local on your phone, and stop relying on memory or awkward follow-up texts to settle up.

Download on the App Store